Signed in as:
- My Account
Signed in as:
There are four parts of Medicare; in general:
Medicare Part C, also known as Medicare Advantage, is a private health plan provided by insurance companies contracted with the federal government.
You will still be enrolled in Original Medicare (Part A and B), however Medicare Advantage plans may offer certain benefits that Original Medicare doesn’t cover, such as:
Part D is prescription drug coverage. This covers most outpatient prescription drugs.
Part D is offered through private insurance companies as either a stand-alone plan or as a set of benefits included with a Medicare Advantage Plan.
Each Part D plan has a list of covered drugs called a formulary. If the drug you need is not on the formulary, you are allowed to request an exception, pay out of pocket, or file an appeal.
These formularies differ from plan to plan so be sure to request a copy. However, each plan must cover all drugs in the following categories:
Most vaccines are also covered under Part D unless they are already covered under Part B.
Medicare Supplement plans, also called Medigap, are designed to work with Original Medicare Parts A and B. Medigap policies help pay for some health care costs not covered by Original Medicare, such as deductibles, coinsurance and foreign travel emergency.
These plans are offered by private insurance companies and are available to people with Medicare Part A and B.
People with Original Medicare and a Medicare supplement can choose any stand-alone Part D prescription plans to pay for their drugs.
People who are enrolled in Medicare Advantage plans (Part C) are not eligible for a Medicare Supplement insurance policy.
We would love to chat with you about your Medicare coverage. Please send us an email and one of our local agents will follow up with you soon!
2350 South 7th Street, Saint Louis, Missouri 63104, United States
09:00 am – 05:00 pm
*Calling the number above will direct you to a licensed insurance agent. The purpose of this site is the solicitation of insurance products. By completing this form, you give permission for Comprehensive Benefits to Send SMS messages and for contact to be made by an insurance agent/producer or insurance company. Not affiliated with or endorsed by the government or federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.